Retail Home Financing & Mortgages
Find the Right Mortgage Plan for Your Homeownership Journey
You don’t have to pay 100% upfront. Through our partnerships with Federal Mortgage Bank of Nigeria (FMBN), Primary Mortgage Institutions (PMBs), and commercial banks, we unlock accessible financing from 6% interest.
Structured Financing Catalog
Available Mortgage & Financing Windows
A flexible mortgage option financed in partnership with top commercial banks and Primary Mortgage Institutions (PMIs). Ideal for buying finished 2-Bedroom and 3-Bedroom apartments at Arva Villa Estate with a comfortable monthly repayment spread over several years.
Interest Rate12% - 16% p.a.
Max LoanUp to ₦100,000,000.00
Max TenureUp to 15 - 20 Years
Minimum Equity20% - 30%
Eligibility Criteria
- Confirmed permanent employee or registered business owner with 3+ years active trading
- Verifiable steady monthly income sufficient to cover monthly debt-to-income ratio (<= 33%)
- Clean credit record verified through CreditRegistry and CRC Credit Bureau
- Valid Nigerian Bank Verification Number (BVN) and National Identification Number (NIN)
Required Documentation
- Letter of Employment & Confirmation Letter
- Last 6 Months Certified Bank Statements
- Last 3 Months Salary Pay Slips
- Copy of Valid Government ID (Intl Passport, Driver’s License, or NIN Card)
- Executed Arva Villa Estate Offer Letter & Allocation Form
- Tax Clearance Certificate (Last 3 Years)
Targeted at: Salaried Professionals, Executives & Corporate Business Owners
Apply for Commercial Bank Mortgage Facility